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Introducing Our Preferred Lender: Capital City Home Loans

Updated: Apr 8

Welcome to the forefront of mortgage lending expertise! With a passion for serving the Amelia Island community, Meredith Shave and Ben Stephens bring a wealth of knowledge and dedication to help you achieve your homeownership dreams.


Collectively known as “Amelia Lending” and leading the local branch of Capital City

Home Loans, they pride themselves on delivering tailored solutions, personalized

guidance and unparalleled support through every step of your mortgage journey.


Whether you’re a first-time buyer or seasoned investor, Meredith, Ben and their team are committed to providing you with the highest level of service, integrity, and

transparency.







Amelia Lending is widely regarded as the local experts for condominium financing. Experience the difference with Meredith and Ben, your trusted partners in mortgage lending on Amelia Island.


Ben Stephens | Senior Mortgage Consultant

1884 S. 14th Street | Fernandina Beach, FL 32034

Office 904.301.4496 | Cell 904.583.4321| Fax 904.301.4497

Visit my website to apply online.

NMLS #75615 | MLO NMLS #640473

GA Licensee #21999 | GA MLO Licensee #63323

Equal Housing Lender


Meredith Shave | Senior Mortgage Consultant

1884 S. 14th Street | Fernandina Beach, FL 32034

Cell 904.556.6645 | Office and Fax 904.301.4494

Visit my website to apply online.

NMLS #75615 | MLO NMLS #664141

Equal Housing Lender



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